Determine your Retirement Needs.

 One of the most important requirements of sound retirement planning is to evaluate your needs and determine if your current investments are going to achieve your objectives. Too often investors focus entirely on their short term financial needs and neglect retirement planning.

 One does not need income from retirement investments prior to retirement.  Your income should come from business activities.  You should maximize your portfolio’s pre-retirement value through appreciation, and balance income with appreciation during retirement. 

According to the U.S. Department of Health, Education & Welfare, the average American retires on approximately $13,500 per year, and Social Security provides 89% of the retirement income.  One cannot rely on the Government in order to provide retirement income for $1,125 per month.  One also cannot rely on a company in order to provide retirement income because of contemporary employee mobility and underfunded corporate pension plans.  A prudent investor should have a diversified retirement portfolio and include profitable real estate assets.

 Will you reach your financial objectives with your current investments?  How much will you need on a monthly basis to comfortably retire? How close are you to your cash requirements?  How many years before you retire? At 10% or less per year in the stock market will you reach your retirement goals? How many times does your current asset value have to multiply to get you there?  In today’s world, one may need to accumulate at least $2 Million in asset value that can be converted to guaranteed cash income in order to comfortably retire.

Satisfy your need.

 Take control of your investments, and acknowledge your need to increase your portfolio value or protect its asset value. 

 Long-term real estate investments have proven to have greater appreciation than the stock market and other investment choices as can be seen in the following graph.

Invest in California Real Estate . 

California real estate in the direct path of growth has a long history of appreciation and safety. Learn how to locate and evaluate a major growth path for investment. Then find the real estate property that meets your objectives. 

 IMD has developed a proven method for evaluating population centers in order to locate a major growth path and determine the relative strength of the real estate market compared to other locations. 

 The IMD method for selecting its real estate investments evaluates the following three parameters:

(A)       The size and demographics of the population where the real estate is located;

(B)       Demand and availability of affordable housing; and

(C)       The “Ten Key Indicators”.

 Locate a major population center with authentic population growth forecasts and with the economics and geography to create a growth path.  Verify that new affordable housing is available within approximately one hour drive by freeway to the job market.  An affordable house is typical one half the price of the average home in the population center.  Apply the IMD Ten Key Indicators to determine the strength of the growth path.

Contact IMD to learn how to invest in the Growth Path of a major population center and satisfy your need.